Online Mortgage Advice

Choose Start Goed (Online) Mortgage Advice

Choosing the right mortgage is one of the most important financial decisions you’ll make in your life. Whether you’re buying your first home, moving, refinancing your mortgage, or going through a divorce—every situation calls for a personalized approach. At Start Goed Hypotheekadvies , we offer expert online mortgage advice, fully tailored to your personal situation. Thanks to our flexible approach, you’ll receive advice at a time that’s convenient for you, right from home or wherever you are. 

Nice to meet you, Natalie—Your online mortgage advisor

What is online mortgage advice?

Online mortgage advice lets you get advice via video calls, emails, or other digital channels—whether you’re at home, at the office, or even on the go. No problem! You can speak with your online mortgage advisor via webcam. It doesn’t matter where you live! For example, over the past week, we’ve provided online mortgage advice to people inAmsterdam,Haarlem,Amstelveen,Nieuw-Vennep,Uithoorn,The Hague, andHeerhugowaard.  So you don’t have to come in person, which saves you time and energy. But this doesn’t mean you’re compromising on the quality or the personal touch of the advice.

Our approach offers the following benefits:

• Time-saving: Schedule a call at a time that fits into your busy schedule.
• Flexible: Whether you're at home, at the office, or on the go—we adapt to your situation.
• Accessible: You don't have to be an expert. We explain each step in an easy-to-understand way.

Why Choose an Independent Mortgage Advisor?

At Start Goed Hypotheekadvies, we operate independently of banks and lenders. This means that our advice is entirely focused on your best interests. With access to more than 30 different lenders, we can objectively explore the best options for you. We look beyond just the lowest interest rate; we also consider terms that may be important to you in the long term, such as the option to pay off the mortgage without penalty, the ability to transfer the mortgage to a new home, and any risks related to your personal situation.

When should you choose online mortgage advice?

Online mortgage advice is suitable for a wide range of situations, including:

• Buying Your First Home: We'll guide you through the entire process, from calculating your maximum loan amount to finding the right lender.
• Moving: Do you already have a mortgage and want to know what your best next step is? We'll determine whether refinancing your current mortgage is more cost-effective or if a new mortgage is a better fit for you.
• Refinance: Do you want to take advantage of today’s low interest rates or better terms? We’ll calculate exactly how much you’ll save by refinancing.
• Divorce: A divorce involves many financial and legal issues. We’ll help you get a clear picture of your options regarding your mortgage.
• Retirement and Mortgages: When you retire, your financial circumstances may change. We’ll help you adjust your mortgage so that it fits your new financial situation.

What makes us unique?

The difference between a standard mortgage advisor and Start Goed Hypotheekadvies lies in our personalized approach and years of experience. Natalie Tobio de Koning, the driving force behind Start Goed, has more than 20 years of experience in the financial sector. This allows us to translate complex issues into clear, practical advice for you. Whether it’s choosing the right type of mortgage (annuity, linear, interest-only) or assessing how your life stage affects your financial options—we provide clear explanations so you know exactly where you stand. 

Applying for a mortgage isn't something you do alone

We understand that arranging a mortgage can be overwhelming. It’s not just a matter of numbers; emotions and future plans also come into play. That’s why we take the time to answer your questions and guide you through every step of the process. We don’t offer you a one-size-fits-all solution, but rather mortgage advice that seamlessly aligns with your life situation and financial goals.

Meet Natalie Tobio de Koning

My name is Natalie Tobio de Koning, and I’m the founder of Start Goed Hypotheekadvies. From my office in Hoofddorp, I work with clients throughout the Netherlands. The real estate market holds no secrets for me, and my goal is simple: to help you get the most out of your mortgage—without the hassle—and with advice that’s tailored just for you. Whether you’re a first-time homebuyer, a family, or someone looking to move up to a bigger home, I’ll help you achieve your financial goals.

Want to learn more? Schedule a free introductory consultation today and find out what Start Goed Hypotheekadvies can do for you.